Grays Bookkeeping & Tax Services
Struggling to keep on top of your books?
Spending evenings catching up on paperwork or wondering if everything’s up to date?​
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I’m Jayne, an ICB-registered bookkeeper providing practical, reliable bookkeeping for small businesses, and bookkeeping and tax services for sole traders throughout Cornwall.
Working from my home office, I offer a friendly, personal service that keeps your accounts accurate, compliant, and organised — so you can focus on running your business with confidence.

Grays Bookkeeping & Tax Service
Services
Bookkeeping
• Categorise transactions
• Reconcile bank accounts
• Keep accurate digital records using cloud software
Sales & Purchase Ledger
• Create and send invoices
• Record supplier bills and payments
• Track what’s owed and outstanding
Accounts Payable (Supplier Payments with Apron)
• Record and track supplier invoices
• Schedule and manage payments
• Check for duplicates or errors
• Capture, approve, and pay invoices securely through Apron
• Integrate with Xero or QuickBooks for reconciliation
VAT Returns
• Prepare and submit quarterly VAT returns
• Check income and expenses are recorded correctly
• Send a summary for approval before filing
• Monitor deadlines and registration limits
CIS Returns
• Verify subcontractors
• Submit monthly CIS returns
• Issue deduction statements
• Keep HMRC records up to date
Self Assessment Tax Returns
(For sole traders, landlords, and anyone with untaxed income)
• Record income and expenses
• Calculate and explain tax due
• Manage submission deadlines and payments on account
MTD for Income Tax (Available as a standalone service)
• Check accuracy of income and expenses before submission
• Prepare and submit quarterly MTD updates to HMRC
Financial Reports
• Produce Profit & Loss reports
• Provide Balance Sheets if required
Software Setup & Support
• Set up Xero, QuickBooks, or FreeAgent
• Enable cloud access and receipt capture
• Ensure records meet MTD requirements
Qualifications & Professional Standards

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Fully certified with the ICB (Institute of Certified Bookkeepers)
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Level 3 Certificate in Bookkeeping
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Level 3 Diploma in Payroll Management
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Level 4 Certificate in Self Assessment Taxation
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Supervised under the Money Laundering Regulations
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Registered with the ICO for data protection
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Professional Indemnity Insurance in place
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AML (Anti-Money Laundering) compliant
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Experienced with QuickBooks, FreeAgent, and Xero